Travel insurance is an essential part of any holiday booked with Out Of Office
Do I need travel insurance?
Absolutely. Travel insurance is an essential addition to any trip you book. We’ve organised trips for thousands of clients. From our extensive experience, we can confidently advise that purchasing travel insurance is a wise choice to safeguard both you and your trip.
It’s why we make it a condition of booking with Out Of Office that our clients have adequate insurance in place for their needs. The value of quality travel insurance becomes apparent when unforeseen circumstances disrupt travel plans for our clients. Each client is different and will have different requirements based on their age, travel destination and any pre-existing health conditions. Drawing from our wealth of experience, we have chosen our carefully selected partner Emerald Life for our UK clients, a comprehensive and inclusive insurance solution that offers peace of mind during your travels.
About Out Of Office
Out Of Office is a luxury tailor-made travel company with a focus on delivering exclusivity and inclusivity. Our passion for global adventure is matched only by our deep commitment to delivering exceptional five-star service.
Everything we do is customised and designed especially for you – our valued customer – based on your exact personal requirements. Each member of our team is widely travelled. This means you get access to first-rate travel insights and the best possible advice from our team of luxury travel experts.
What does travel insurance cover?
Emergency Medical Expenses
Suppose you experience an unexpected medical emergency during your trip, such as chest pains, a broken bone, or any other ailment covered by your Emerald Life policy. This coverage ensures you receive quality medical care at your destination.
Emergency Medical Evacuation
In the event of a situation on your trip requiring urgent medical attention, this coverage ensures you receive prompt care and can be safely returned home for medical treatment if necessary.
Consider a scenario where you or your partner falls ill unexpectedly, preventing you from going on your trip. Trip cancellation coverage ensures that you can cancel your trip due to sickness and receive reimbursement for expenses that would typically be non-refundable.
Imagine your transport provider experiences a delay due to adverse weather conditions. In such cases, you are eligible for reimbursement for additional accommodation and meals required during your extended wait for your flight.
If your flight connection is delayed by three hours or more due to inclement weather or a common carrier delay, you can receive reimbursement for additional transportation needed to continue your journey and any unused, non-refundable trip expenses.
Baggage and Personal Effects
In the unfortunate event that your luggage is lost, stolen, or damaged through no fault of your own while travelling, you can be reimbursed for the affected personal articles and expenses.
Should your luggage be delayed for 12 hours or more, you’re eligible for reimbursement for the cost of replacing necessary personal effects. If you’re travelling with sporting equipment that’s delayed, you can receive reimbursement for the rental of such equipment.
Emerald Life focuses on equality and inclusion in line with Out Of Office’s values. Its travel policy covers foster, adopted and surrogate children.
Out Of Office does not operate the travel insurance policy. Your purchase will be directly with Emerald Life and, as such, we cannot discuss details of the policy or provide advice on the most suitable policy for your circumstances. Any claims or questions need to be directed to Emerald Life directly.
Buying travel insurance
You can buy your travel insurance policy directly from Emerald Life.